All deposits are in segregated fund accounts.Any and all funds deposited by our clients are held either in the name of the client and/or held in the name of KOT4X for the client in an independent bank account. 

 Furthermore, we keep segregated accounting records in our system. This ensures that our own funds, assets and client funds are tracked separately. 

At any time, we can quickly and accurately distinguish the funds which are being held for one client from those being held for another, as well as being able to distinguish our own funds. Client funds are kept off balance and are never used to pay creditors in the unlikely event that KOT4X were to close its doors.